Financial Literacy

"My name is Shitabi Devi, and I am 40 years old. I live in Village Bhagatpura, Post Baburi, District Chandauli-Uttar Pradesh. We are not financially strong, and our primary source of income comes from labour work, which barely covers our household expenses.
To improve my financial situation, I took a loan of ₹50,000 from a Bank and purchased a buffalo. Initially, I did not know about banking or government schemes beyond taking a loan and repaying the instalments. However, everything changed when Utkarsh Welfare Foundation organized a three-day training program. During the training, I learned about budgeting, insurance, digital banking, investments, pensions, and various government schemes.
Inspired by this training, I enrolled in the Pradhan Mantri Suraksha Bima Yojana to protect myself against unforeseen accidents. Today, I am grateful for the valuable knowledge I gained from Utkarsh Welfare Foundation. I now understand various financial schemes and am committed to encouraging others to take advantage of government programs for a better future.”