The Impact : Voices from the field

My name is Airial Kharjanaj (55 years old widow) and I am from Madan Bynther village, Eastern West Khasi Hills, Meghalaya. To increase my income, I decided to cultivate squash. To support this, I took a KCC loan of ₹50,000 from Meghalaya Rural Bank to invest in my farming. I also have a basic savings account in the bank.
I had little kno...

Financial Literacy

“My name is Munni Bai, and I am 31 years old. I am wife of Mangal Deen and a resident of Village and Post Jeruka, District Rewa – Madhya Pradesh. I have two children, a son and a daughter. My husband takes up any available work to support our family, often travelling wherever he finds a job. Both of our children go to school, but due to fin...

Financial Literacy

"My name is Shitabi Devi, and I am 40 years old. I live in Village Bhagatpura, Post Baburi, District Chandauli-Uttar Pradesh. We are not financially strong, and our primary source of income comes from labour work, which barely covers our household expenses.
To improve my financial situation, I took a loan of ₹50,000 from a Bank and pur...

Financial Literacy

My name is Babita Devi and I am a small farmer from Ajeetpur village in Haridwar (Uttarakhand). Farming is how my family survives, but making ends meet was tough. Things changed when Utkarsh Welfare Foundation introduced me to Krishi Vigyan Kendra (KVK). They trained me in Machan farming, a method that improves water use and plant health. I applie...

Village Development Program

My name is Badal, and I am a 10-year-old boy from Lalitpur village (Prayagraj). I am currently studying in class 4 and have a big dream of representing my country as an athlete and winning a medal. To achieve this, I dedicate time every day to practice and improve my skills. Running is my passion and I feel happiest when I am working toward my goa...

Other Initiatives

Nirupama Nayak, a 38-year-old woman from a tribal community, resides in Adakhandia village in Khordha district, Odisha. She faced challenging circumstances as her family relied solely on labor work and lacked a stable source of income. Although she previously attempted to run a poultry business, it failed due to insufficient training and knowledge...

Village Development Program

Skelinda Warjri, a 47-year old women from Mairang village in the Eastern West Khasi Hills district in Meghalaya frequently suffered from seasonal allergies. This caused her frequent coughs, colds and minor headaches. She relied on over the counter medications to ease her condition but it provided only short-term relief. When someone told Skelinda ...

Health Initiatives

Laltesh, a determined young woman from Ghissupura, Haridwar, Uttarakhand, always had a passion for beauty and cosmetics. However, financial constraints initially limited her ability to pursue her dream of becoming a beautician and entrepreneur. Her life took a turn when she discovered a local beautician training program organized by Utkarsh Wel...

Women Entrepreneurship Empowerment

Pratibha Devi, a 40-year-old resident of Mahamadpur village in Varanasi, Uttar Pradesh, faced considerable financial challenges with her husband, Nandlal, working as a skilled labourer to support their family of seven. Their children's education suffered due to these financial constraints, prompting Pratibha to take matters into her own hands.

Skill, Vocational and Entrepreneurship Development Program

In a remote corner of Satna, Madhya Pradesh, 38-year-old Ramdulari Pal, a dedicated mother and wife, was determined to secure a bright future for her family. With six members to support and her husband working as an electrician, financial constraints posed a significant hurdle to her aspirations. Ramdulari's story is a testament to the transformat...

Financial Literacy

Priyanka Kumari, a resident of Rajpur village, Varanasi, faced challenges during her menstrual cycle due to lack of affordable sanitary pads. However, her life took a positive turn when she discovered the vending machine installed in the E-Clinic premises, offering sanitary pads for 1 rupee per pad. Adorned with posters promoting women’s health,...

Health Initiatives

Seema Devi, a resident of Mahmadpur, Jansa, Varanasi, Uttar Pradesh, faced financial challenges due to insufficient income flow for her family. Her husband was the only earning member of the family, working as a daily wager in Mumbai. However, her life took a positive turn when she came to know about the entrepreneurship training and support progr...

Skill, Vocational & Entrepreneurship Development Program

Awadhesh Kumar Maurya, a resident of Ayodhyapur Village in the Arajilines block of Varanasi district, has been practicing the art of weaving since his childhood. With a family legacy deeply rooted in this livelihood, Awadhesh inherited the skill of weaving. For generations, his family has been producing handloom-based products. However, with techn...

Skill, Vocational & Entrepreneurship Development Program

Savita Devi, an Auxiliary Nurse Midwife (ANM) serving at the Sub Center in Hiramanpur, Pindra, Varanasi, has faced numerous challenges throughout her career. One of the most significant obstacles, she encountered had been the lack of advanced medical equipment and necessary infrastructure for attending maternity cases. Insufficient facilities at t...

Health Initiatives

Neetu Devi, a 29-year-old homemaker from Madhepura, Bihar, faced financial challenges in saving and securing the future and planning for her family's financial well-being. Despite her husband's monthly income of ₹12,000, they struggled to save money, due to lack of financial awareness and knowledge about the social protection schemes. However, N...

Financial Awareness

Ruchika, a young and determined entrepreneur hailing from Sult, Almora, Uttarakhand, always had a passion for the world of beauty and makeup. However, financial constraints initially hindered her from pursuing her aspirations. Fortunately, her life took a positive turn when she received support from Utkarsh Welfare Foundation through its Women En...

Skill, Vocational & Entrepreneurship Development Program